The company’s equity has increased by 76% to 109.3 billion sums.
Revenue has risen by 35.3%, totaling 420.9 billion sums.
Net profit grew by 37.5% to reach 179.3 billion sums.
The company’s assets surged by 68% to 266.8 billion sums.
The number of registered users has grown by 17.1%, exceeding 18.4 million by the end of September.
Click is the leader among non-bank mobile applications in terms of online transactions through the national payment systems Humo and Uzcard. In September, Click's market share was over 38%, significantly ahead of its closest competitor.
The number of active Click service users is consistently increasing. Additionally, the number of authorized accounts has risen by 198% over the year, reaching 3.3 million. Beyond traditional payments and transfers, clients are increasingly utilizing additional services such as ticket purchases, food delivery, flower delivery, and vehicle service arrangements.
The number of users on the "My Car" platform grew by 25% over the quarter. This platform allows users to purchase insurance, pay for window tinting, issue powers of attorney online, and store documents in digital format. There’s no need to monitor insurance expiration dates, as the service sends timely reminders for policy renewals. Users have also appreciated the convenience of the "My Family" service, which allows tracking all family members' bills and making any family transfers without a fee.
Enhancing IT Expertise
Click allocates significant resources to the development of its IT sector, investing in new technologies and infrastructure scaling. Over the year, the IT team has expanded by 80% with experienced and highly qualified young IT specialists.
The team is focused on improving the resilience and security of the application. It is implementing technologies and systems that comply with the latest PCI DSS 4.0 standard, enhancing customer data protection and payment security.
Over the past year, the company has established an advanced analytics and intelligent products lab. This lab leverages big data to explore customer needs, pilot the application of modern AI technologies, and integrate them into the company’s business processes.
New Positioning
In the third quarter, Click refreshed its brand positioning by introducing the manifesto "Cool that you are like this."
With this statement, Click emphasized the uniqueness of each user and reminded that even small daily victories are important.
The updated brand is gradually appearing across all communication channels, and initial results confirm that the new positioning resonates with users: in the first two months, user engagement on its own channels increased by 120%, the active audience grew by 86%, and the average daily audience growth in its own channels nearly tripled.
Social Responsibility/ESG
In the third quarter, Click continued to support the charitable platform Inson Uchun. Since its inception, the platform has raised 4.165 billion sums for the treatment of 159 children. User activity remains high, confirming trust in the service.
Click is also developing a platform aimed at uniting all residents of Uzbekistan around environmental issues and greening initiatives. Participants will earn points for payments made through Click and other activities within the program, which can be used to plant trees in Tashkent and other regions of the country.
In the third quarter, Click became the first payment company in Uzbekistan to acquire "Green Energy" I-REC certificates, investing funds in the development of organizations engaged in renewable energy production.
Social responsibility projects are aimed not only at external audiences but also at the company's employees. In the third quarter, a staff motivation system was launched – the Click Choyxona benefits cafeteria – allowing employees, in addition to standard bonuses and benefits, to receive additional recognition from colleagues and leaders for initiatives, donations, and participation in the company's sports and ESG projects.
Click is a leader among fintech companies in Uzbekistan, a multifunctional financial platform with over 18 million registered users. The Click Up application offers a convenient system for transfers, online payments, and offline transactions, along with other financial and service offerings.