In 2024, mortgage loans in Uzbekistan increased by 1.2%, reaching a total of 17.1 trillion soms.

By the end of 2024, the total volume of mortgage loans issued in Uzbekistan reached 17.1 trillion sums, reflecting a modest increase of 1.2% compared to 2023. This information was reported by the Central Bank of Uzbekistan.

https://uzdaily.uz/ru/ipotechnye-kredity-v-uzbekistane-vyrosli-na-12-v-2024-godu-dostignuv-171-trln-sumov/2025-01-30 08:48:00

In 2024, the total volume of loans issued amounts to 5.98 trillion sums from banks, 1.57 trillion sums from the "Mortgage Refinancing Company" JSC, and 9.54 trillion sums allocated by the Ministry of Economy and Finance of Uzbekistan.

Tashkent remains the leader in mortgage lending, with 5.57 trillion sums issued over the year, reflecting an 11.4% increase compared to the previous year. As a result, the capital accounts for about one-third of all mortgage loans.

Fergana region ranks second with 1.386 trillion sums, followed by Samarkand region (1.382 trillion sums), Andijan region (1.25 trillion sums), and Navoi region (1.03 trillion sums).

On the primary real estate market, 66% of all mortgage loans were issued (10.45 trillion sums), while 6.65 trillion sums were allocated for purchasing homes on the secondary market, which constitutes 34% of the total volume.

According to the Central Bank, 63% of borrowers are men, totaling over 36.83 thousand individuals. The majority of loans (68%) were issued to citizens aged between 31 and 50 years, 22% to youth under 30 years, and 10% to individuals over 50 years old.