By the end of 2024, the banks' loan portfolio reached 533.12 trillion soms.

State banks issued loans totaling 366.73 trillion sums, of which 92.7 trillion sums were allocated to individuals and 274.03 trillion sums to legal entities. Non-state banks provided 166.39 trillion sums, distributing 84.83 trillion sums for loans to individuals and 81.55 trillion sums for legal entities.

The leaders among state banks in terms of loan volume were Uznaцbank (108.01 trillion sums), Uzpromstroybank (65.5 trillion sums), and Agrobank (59.43 trillion sums). Among non-state banks, the top positions were held by Ipoteка bank (35.09 trillion sums), Kapitalbank (31.58 trillion sums), and Hamkorbank (19.18 trillion sums).

Loans provided to individuals amounted to 177.53 trillion sums. Of this amount, 67.73 trillion sums (+16%) were for mortgage loans, 42.37 trillion sums were for microloans (+73%), and 40.72 trillion sums were for consumer loans (-9%). Education loans reached 5.85 trillion sums (+23%), while loans for entrepreneurship development totaled 19.52 trillion sums (+19%).

The volume of loans issued to legal entities that are not credit organizations was 330.21 trillion sums (+7%). Significant growth was also observed in sectors such as leasing and factoring (2.76 trillion sums, +36%) and microloans (17.11 trillion sums, +224%).